Home Analyzes Pay for water without commission. How to pay utility bills without commission

Pay for water without commission. How to pay utility bills without commission

The obligation to pay for utilities falls on all citizens, with the exception of a small category of beneficiaries. Evasion of obligations or late payments invariably entail very serious troubles with housing and communal services. Due to the ever-increasing tariffs and late fees, saving is becoming a priority for many, so the population is increasingly wondering whether it is possible to pay rent without a commission and how to do it.

Today, the methods of paying for utilities are very diverse, ranging from personal visits to a housing and communal services institution, a bank or a post office, and ending with payment through terminals and the Internet. In most cases, a percentage fee is attached to the service, the amount of which depends on the chosen method and the service provider.

It is advisable to choose a couple of ways to pay utility bills so as not to waste extra time and money. What will be the choice - the decision is individual and often depends on the circumstances. For example, not everyone has the opportunity to get to the bank cash desk on time due to the work schedule. And although there are quite a lot of services that allow you to transfer money via the Internet, almost all of them require an additional commission for such convenience.

Bank cash desks

The most common and reliable option for rent remains a bank cash desk. It is here that you can pay without a commission, being sure of the accuracy of the transfer. Here you can immediately figure out if any operation was performed incorrectly and correct the error. A good way is that the client is given a receipt in his hands, which clearly states when, how much, for what and where utility services were paid.

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The disadvantage, in turn, is a considerable amount of time spent visiting the bank, if, of course, it is not on the way home. However, the queues, the human factor, the slowness of the operator and the lunch break have not been canceled. As a result, you can stand for more than one hour, getting to the window of the bank cash desk. Whether it is worth the savings or not depends on the financial condition of the payer, the amounts that he plans to deposit, and his personal convictions.

Undoubtedly, if it is necessary to pay a very impressive amount for utilities provided by housing and communal services or another management company, especially with a delay, payment through a bank cash desk will be more than justified. Sometimes it's better to spend a little time than a lot of money.

Network payments

Another way to pay without commission is to transfer money via the Internet. But we are not talking about private systems, but about Internet banking or personal accounts on the website of the service provider. These are no less reliable methods than a cash desk in a bank. In addition, through the Internet, you can pay for an apartment at any time convenient for you, spending just a few minutes. No queues, payment goes through immediately. In addition, the function is very convenient, in which you can see when and how much has already been paid earlier in the system. In your personal account, you can see the current state of the debt, find out in time about changes in tariffs, planned work and the amount of the penalty.

To register in such systems, in order to continue to pay for a communal apartment through them, you should only once. Further, they are available from almost anywhere in the world, so there will be no difficulty if you need to leave the country for more than a month.

Mobile and cash payment

Another option for paying utility bills without commission is the MTS mobile service. There is a special application for Android devices, desktops and laptops. Through it, you can make a payment without fear of theft of funds. However, it should be remembered that for this it is necessary to follow the instructions steadily and install the application only from the official website.

You can also use the USSD request of the MTS system. It also does not include a commission. The current valid codes can be viewed from the official website so as not to get caught by scammers.

You can pay utility bills directly at the housing and communal services cash desk without a commission. This method is also convenient because it allows you to check all past payments on the spot, check with a specialist if there are any debts, and also receive receipts for a new payment. However, this requires free time. On the other hand, not all categories of the population prefer to pay for anything through terminals or the Internet, so cash desks will be relevant for quite a long time.

Savings on commissions

Government regulations of the Russian Federation affirm the fact that the population must pay all commissions on its own. At the same time, Russian legislation recognizes the right of banking and other structures to determine the amount of commission independently. In this regard, if any of the options listed above are not suitable or temporarily unavailable, then you can at least save on such fees.

Each bank has developed its own system of fees and the percentage ranges from one to five. Therefore, before hastily paying receipts at the nearest branch, you should clarify what percentage is withdrawn at this institution so that there are no surprises when the amount due is announced.

Sometimes payment terminals that use the Internet come in very handy. It is also very convenient to pay bills through their menu, as they work even at night or on weekends, when all institutions are closed and the Internet is turned off at home. Such terminals are located in many shops and transitions. The menu is quite simple, money is not delayed anywhere, and payment is made immediately. But here the commission in the terminals is already from three to five percent, while it does not have the function of withdrawing change. However, the money will not go anywhere, but will be credited to the specified account number.

Postal office

You can also pay utility bills at the post office, but also subject to a certain commission. However, it is not withdrawn from everyone. For example, if the payer is a client of Sberbank, which has entered into an agreement with the Russian Post, then it will be possible to pay for an apartment without a commission. For the rest, it will be from one to three percent. What percentage it will be depends not on the department, but on the amount paid. The principle is no different from a bank cash desk.

After analyzing all the above options, it is easy to conclude that at least a little, but you can still save on utility bills. There is always an alternative for almost everyone.

In addition, bypassing the commission is real when concluding an advance agreement with the Engineering Service, under the terms of which the payer will pay an advance payment for the housing and communal services for months in advance. This option is not suitable for everyone, but you can not write it off. For some, it is more beneficial.

In our time, when technology is so well developed, standing in long lines to pay utility bills is torment without any sense. It is much easier to pay online. No need to wait in line, and payment can be made at any time, even at 5 o'clock in the morning.

In order to transfer rent via the Internet, you need to know the following information:

  • Personal account for all types of utility payments;
  • Details of service providers (they are indicated in the receipts).

How to pay rent online?

The payment itself can be made in several ways:

  • Through the website of the State Service;
  • Through online banking;
  • By QR code;
  • Through a mobile phone;
  • Through electronic money.

public services

Thanks to this multifunctional service, many issues can be resolved, including paying utility bills. Website: gosuslugi.ru

To gain access to the functions of the site, you must go through the registration procedure. After that, follow the instructions:

  1. In the upper right corner, click on the button leading to your personal account.
  2. By clicking on it, you get to the menu with the following items:
    • Services;
    • Support;
    • Payment;
    • My health.
  3. By opening the first item, you will see the categories of services that you can pay for. Among them is "Apartment, construction, land."
  4. If you click on the above line, a list will open - select the item "Payment of utilities" in it.
  5. Next, a page with instructions will appear. It details how to pay.
  6. After reading it, click on the "Get Service" button. A list of providers selected based on the city of your registration will be displayed.
  7. By selecting the desired company, you will be taken to a page where you need to enter data for the payment:
    • personal account;
    • instrument readings;
    • amount of payment;
    • date of reading.
  8. Choose your payment method and enter your payment details.

Important: after checking the details, check the box "consider meter readings" so that they are counted. When the payment is made, you can print a payment receipt.

Online banking

Perhaps this is the most popular way to pay for an apartment via the Internet. Almost every bank provides the opportunity to pay utility bills in your account on your website.

Consider payment using the example of Sberbank Online. In order to make a payment, you need to do the following:

  1. Execute . If you do not register, you must complete it. To do this, click on the "Register" button located under the window for entering login information:
    • After clicking, a page will open where you will be prompted to enter the card number. You will receive a password on your phone to confirm the registration operation in the system.
    • Create a username and password to access your personal account. Now you are registered and can pay for an apartment without queues.
  2. After entering the password and login to confirm the entry, you will receive a password via SMS. It must be entered in a special window.
  3. On the page that opens, select the "Payments and transfers" tab. By default, organizations in the region in which you are registered are shown.
  4. By clicking on the tab, you go to the payment menu. Here you can pay for various types of services, including rent.
  5. You can select a service provider through the search bar located in the center of the page. To do this, enter the name, TIN or current account of the desired company.
  6. Find the line with the desired organization and click on it. The menu for paying for the apartment will open.
  7. Here you select a card for debiting funds and enter the personal account number (it is in the receipt for payment).
  8. A menu appears in which you need to enter the meter readings and the payment amount. Check your details carefully before clicking the Continue button.
  9. Next, you will receive an SMS with a password to confirm the operation. After its introduction, the payment goes into processing and after a couple of seconds receives the status "Executed".
  10. You can print a payment receipt by clicking on the "Print receipt" line, located just below the "Payment amount" column.

Thanks to the Sberbank Online system, paying for an apartment via the Internet is easy and simple.

Important: "Thank you" bonuses are awarded for paying utility bills through your personal account. can pay for other services.

Service "Rent"

In order to pay for utility services without a commission, you can use the "Rent payment" service. The Internet address is services.kvartplata.info.

You can pay without registration, but users who have a personal account have a number of additional options available:

  • Introduction of meter readings;
  • Tracking the state of the personal account;
  • Saving the history of operations;
  • Receipt of electronic receipts.

To pay for an apartment, follow a few simple steps:

  1. On the main page there is a window in which you can enter a personal account and payment period. You can also find the menu for payment through your personal account.
  2. After entering the data, click "Proceed to payment".
  3. Choose the appropriate way to transfer money:
    • bank card: Visa, MasterCard, Maestro, Mir or Yandex.Money;
    • non-cash payment (from a bank account);
    • through SMS messages.
  4. Enter your details: personal account and payment period. Then click "Pay" following the prompts of the system.

The system does not charge a commission for housing and communal services.

Advice: if you have any problems with payment or the work of your personal account, click on the line "Need help?". It contains all the current user questions and answers to them.

Electronic money

Today there are dozens of electronic payment systems, and all of them have approximately the same principle of operation. Consider payment using Yandex.Money as an example.

To pay for an apartment using a Yandex wallet, you need to perform several steps:

  1. Go to the site - money.yandex.ru.
  2. In the upper left corner, select "Payment for services". There will be a large list of services that can be paid for. Find the item "Housing and Public Services" there.
  3. Here you can select a utility company from the list or find it by TIN by entering it in a special search bar.
  4. Then you should indicate the number of your personal account, written in the receipt.
  5. After checking the correctness of the entered data, click "Continue".
  6. An SMS with a code to confirm the operation will be sent to the phone number linked to the account. Enter it on the site.
  7. After a couple of seconds, the payment receives the status "Successfully completed".

Payment is made up to 3 business days. The maximum amount for making a payment is 14,999 rubles. There is no commission.

Advice: follow the status of the payment. When it is completed, you will be able to print a payment receipt. To do this, go to the "My transactions" section and select the required payment.

Mobile phone

You can also pay for services for an apartment via the phone if a card is attached to the number. It is enough to send a special SMS. Consider how this works, using the example of Sberbank.

To use the service, it must be connected. You can find out about its status by going to your personal account on the website of the servicing bank. The "Mobile Bank" service allows you to quickly track the balance of a bank card. In order to pay the rent, you will need a mobile phone with a number attached to the card and an individual payer code (it is on the receipt).

Let's consider payment using the example of EIRC for Sberbank's Mobile Bank:

  1. You need to write an SMS with the text "EIRC code", where the code is the number of the personal account in the Unified Information and Settlement Center (available on the receipt), and send it to the bank number - 900.
  2. In a response message, you will receive information about your debts for utility bills, the amount due, commissions and the transaction code.
  3. To confirm the action, send an SMS with the operation code to number 900.
  4. In response, a notice is received about payment of utility services for an apartment.

In order not to send such SMS every time you receive a new receipt, you can activate the "Auto payment" service. Thanks to her, as soon as the receipt is generated, you will receive an SMS with an offer to pay for it.

How to pay by QR code?

QR code is the representation of information in the form of a code. A similar icon can be found on any receipt.

Important: in order to pay in this way, you must have a phone with Internet access and a camera, as well as download and install a bank application (for example, Sberbank Online). You can do this through the official stores on the App Store or Google Play (depending on the type of phone).


Payment instruction:

  1. Turn on the Internet and enter the bank application (for example, Sberbank-Online).
  2. Find the "Payments" section and select from the list the services that need to be paid.
  3. Find the "Scan barcode" button and click on it.
  4. The mobile device will ask you to give the app access to the camera. Allow it.
  5. Using the camera window that appears on the screen, you need to zoom in and focus the image. A clear picture needs to be photographed.
  6. Check the details that appeared after the code snapshot. They will be filled in automatically based on the image.
  7. Confirm the payment, in a couple of seconds the payment will receive the status "Completed".

This method allows you to quickly and without commission, without even entering the details of the receipt, pay for utilities.

Summing up

As you can see, paying for an apartment via the Internet is quite simple. For this you need to have:

  • Internet-enabled device: computer, phone or tablet;
  • bank card or electronic money;
  • payment details (they are in the receipt).

When making a payment, it is important that it be without commission. You can solve this problem in several ways:

  • pay utility bills through the website of the State Service;
  • use Internet banking;
  • pay with funds from an electronic wallet;
  • send a special SMS to the number of the servicing bank (in this case, the "Mobile Bank" service must be activated);
  • scan the QR code in the bank application.

All these technologies will allow you to significantly save time and nerves.

How to pay utility bills without commission? This issue worries a huge number of residents, because no one wants to pay a commission if there are ways to avoid it. In this article, we will pay close attention to paying utility bills without a commission and where this can be done.

Is it possible to pay

To begin with, it is worthwhile to figure out whether such a possibility exists in principle. Nowadays, there are a huge number of options for covering utility costs, and in this regard, you should be very careful, because some of them may entail unforeseen expenses on a fairly large scale.

Today, an increasing number of payment terminals and other organizations provide the opportunity to pay for various payments without commission.

To do this, organizations involved in accepting and processing payments enter into agreements to get rid of the commission, but not everyone does this.

Commission amount

Some citizens can afford to pay a commission. Sometimes you have to pay a fee urgently, despite the amount of the fee charged for making the payment.

Information

If you start considering the option of making a fee at the Savings Bank, you can find out that the bank provides several ways. Accordingly, the size of the commission will be different.

For cash services, the commission can be from 2 to 3 percent. The size should be checked with the cashier. He is obliged to provide all the necessary information about the payment.

If you prefer to pay for services yourself, then you use an ATM or other self-service devices. These devices charge a fee for making a payment in the amount of 1 to 2 percent. It depends on the name of the paid service and the tariffs set by the bank in each region.

Payments made using the application have become very widespread. This option is very convenient, but even it involves debiting funds for the payment procedure. The amount of the payment fee does not exceed 1 percent.

Russian Post provides payment services, but the amount of commission fees is 3 percent when served by a postal employee. If you use the "Mail Online" service, then no commission will be charged.

Where to pay: ways

There are many ways to pay utility bills. The most popular are:

  • Yandex money;
  • qiwi;
  • State services.

Below we will talk in more detail about each of them.

Yandex money

If you are an active user of Yandex services, then you can use the Yandex.Money payment system. For this you need to create your own wallet, which will be the account for debiting funds for the payment.

Attention

The wallet must be linked to the current phone number. After that, you must replenish your wallet.

After you have completed all the steps described above, you can proceed to payment. To do this, go to the "goods and services" section, in which you need to select a specific service, after that you need to enter your personal account number. Next, confirm the payment and the procedure will be completed. Money is credited within three days. This period depends on the date and time of payment. If this action was performed before the weekend, then the money can be credited to the account after the weekend. An important advantage of this method is that the payment of the utility bill occurs without a commission.

Qiwi

Qiwi terminals are still very popular. With their help, you can also pay utility bills, but for this you need a wallet in this system. For authorization, you need to enter your mobile phone number and come up with a password. After it is confirmed, the account will be activated and you can proceed to payment. To do this, go to the "pay" section, select utility payments and enter information about your service provider. After filling in all the required information, confirm the payment. This option involves a 2% commission.

public services

The website of the State Service provides the opportunity to perform a huge number of actions. On this portal you can pay utility bills without commission. To do this, you need to have a verified account and know the personal account number.

This method is convenient because no commission is charged.

Payment via Sberbank

Sberbank is the largest bank in Russia. Throughout the country, there are a huge number of branches that you can contact with a request to pay utility bills, but it is worth noting that the development of payments via the Internet has become widespread, so we will tell you how to make payments via the Internet and using a mobile application.

Sberbank Online

Sberbank online is a bank user's personal account, in which the client can get all the necessary information and perform the necessary operations with his money. In order to make a utility payment you need:

  • Open the site online.sberbank.ru;
  • Pass authorization in the system;
  • Go to the "Transfers and payments" tab and find the section on payment for utility services;
  • In it you need to select a specific service;
  • Fill in the required information about the payment and confirm the operation;
  • Enter code from SMS.

This method is convenient because commission is not charged.

Mobile app

Almost all people use mobile phones and many of them use the Sberbank application. With it, you can access all your accounts and cards and perform the same actions as in the Sberbank Online service. The Sberbank application is very popular and with its help there are no difficulties in paying utility bills anywhere in Russia.

In order to start using the Sberbank application, you need to download it to your phone and register. After this procedure, information on all accounts and cards will be presented in your personal account.

Payment is very easy. After opening the application, you need to go to the "Payments" tab, in which you need to select the desired service, enter the required information and confirm the withdrawal of money from your account.

Paying with a QR code is becoming very popular. Its scanning allows you to get rid of the need to enter the necessary information, it will be inserted automatically. Scanning takes place using the camera, and after the scanning has occurred, you only need to confirm the payment.

Since 2012, Muscovites have been able to use the electronic public services service, which allows them to receive and pay for a single payment document for utilities remotely. The advantages of the Internet portal are obvious. Owners and tenants of apartments do not have to be in Moscow. You can get the ENP through your personal account on the public services website and pay the bill from anywhere in the world.

What is a Single Payment Document?

A single payment document is a receipt for payment for several services related to living in a residential building. It is designed to streamline the process of paying utility bills to different suppliers. The bottom line is that the services are provided by several companies, and the receipt is one. After the payment is made, each organization receives its share of the payment.

Each house, each management company has its own peculiarities - its own calculations, its own suppliers. Therefore, the composition of the services included in the ENP may change. Calculations are formed on the basis of information entered into the system. Part of the data is constant - the area of ​​a house or apartment. Other information that needs to be updated periodically is service charges. Some information changes constantly - the amount of energy consumed and the volume of water, the amount of payment made.

After processing all the information, a single payment document is formed. It includes utilities at the place of residence in Moscow - for water, electricity, gas, heating, intercom, security, etc.

ENP form

The form of the payment receipt has changed several times. The current form has been in use since January 2015. Below is a photo of the Unified payment document for housing and communal services.

  1. Surname, name, patronymic of the consumer of services - the owner or tenant of the residential premises.
  2. The address of the apartment, house or other premises at which the payment is charged.
  3. Document barcode. It can be used when paying a receipt through electronic terminals.
  4. The period for which the EAP was formed.
  5. Service payer code - a digital designation of the owner or tenant for processing documents in a single settlement center. When paying for utility services or accessing information, you must indicate the payer code.
  6. Information about the management company serving housing - name, address, contacts, payment details.
  7. Information about the dwelling for which the payment was charged: type of property, total and living area, number of residents, number of beneficiaries, date of the last payment for services.
  8. The list of services for which the accrual is carried out.
  9. Monthly consumption of housing and communal services.
  10. Current rates.
  11. The amount of accruals for each service based on the established tariffs.
  12. Benefits by type of service.
  13. Recalculation.
  14. Total amounts for the period, taking into account benefits and recalculations.

In addition to the receipt, the Unified Payment Document for Utilities in Moscow contains a tear-off form for submitting information about the readings of individual metering devices. The payer drops the completed form into a special box of the management company or public service center.

From scratch - under the receipt, information is placed for a specific owner or tenant of the premises. For example, the amount of debt for housing and communal services.

Residents of the capital receive a single payment document for housing and communal services in mailboxes at the address of an apartment, house, or other housing. The receipt is delivered by the 15th of the following month. Citizens registered on the public services portal receive the EPD in their personal account.

Muscovites can get detailed information about charges for a communal apartment on a cell phone. To do this, you need to send an SMS message to the number 7377. Text: rent payer number. The latter is a 10-digit code from the payment receipt.

Personal account on the website of public services

Muscovites can use two portals that provide electronic services. This is the all-Russian site "Gosuslugi" gosuslugi.ru, and the "Services and Services" section of the official web resource of the Mayor and the Government of Moscow mos.ru. The fundamental difference between these resources is that the site of the city authorities is focused on access to city services and is intended only for Muscovites.

You can get the EPD in your personal account and pay for it after registering on the public services portal of the city of Moscow. Subsequently, you can enter the Internet service by authorizing the user. To register on the portal you need to enter:

  • Full name of the resident;
  • E-mail address;
  • mobile phone;
  • SNILS.

Contact details are confirmed by entering codes sent to the phone or email.

In the personal account, the user can pay for a communal apartment, view current calculations, find out his debt for housing and communal services, and generate a receipt for payment. The service provides the ability to configure the receipt of the EPD by phone or e-mail. To receive a service, you need to select it in the catalog, enter a 10-digit payer code and select a billing period.

A single payment document on the site can be generated in the usual form (for the current month) or in debt (includes debt for the previous period).

Payment for housing and communal services on the website of public services from credit cards of authorized banks is made without commission. The user receives an instant message about the payment. However, the transfer of funds does not occur immediately. Recalculation of debt for utilities can take up to 3 business days.

How to pay for housing and communal services?

There are several ways to pay your utility bill:

  1. Through bank tellers. Traditionally, Russian citizens prefer to pay through Sberbank. The disadvantages of this option are the charging of high commissions for making a payment, the presence of queues, and long service.
  2. Through ATMs. This method is suitable for plastic card holders. At an ATM, you need to insert a card, select a service provider and enter the payer code. The system will issue the calculated amount. Then click on the "Pay" button and enter the payment amount. The money will be debited from the card.
  3. through terminals. The option is similar to the previous one, but the payment can be made in cash.
  4. Auto payment. Most banks provide this service for paying utility bills. Money will be debited automatically on the specified day.
  5. Internet banking, mobile banking. The payment is made remotely through the payer's personal account on the official website of the credit institution.
  6. Through the Russian Post. You can pay the utility bill at the post office.
  7. Electronic online payment. Electronic services - Yandex.Money, QIWI and others make it possible to pay for utilities.
  8. On the portal of public services. In the personal account, the payer forms the EPD and pays for the services without commission.

Not all payments go through the same day. In order for the money to arrive to the supplier on time, payment in some cases must be made in advance. St. Petersburg and the region

Attention! Lawyers do not make an appointment, do not check the readiness of documents, do not advise on the addresses and working hours of the MFC, do not provide technical support through the State Services portal!

Paying utility bills via the Internet is a reliable and convenient way that saves time for the payer. To pay utility bills, it is enough to have a computer with the Internet and a bank card or an account in the Internet bank or in an electronic payment system.

Housing and communal services can be paid in the following ways:

  • At an ATM or terminal;
  • Through Internet banking or the bank's mobile application;
  • Bank card via the Internet;
  • With the help of electronic payment systems;
  • Through the portal of public services;
  • On the website of the management company or resource organization;
  • At a bank branch, company cash desk or post office.

The Gosuslugi website operates on a one-stop-shop basis. With the help of the portal, you can not only receive the services of state bodies, but also pay utility bills.

You can create a personal account in the system through registration on the site, but you need to confirm your account.

There are several ways to verify your account on the State Services website:

  • Personal contact with an identity document to the User Service Center. Usually this is an MFC, a branch of the Pension Fund or a branch of the Post Bank;
  • Online through Sberbank Online and Tinkoff Internet banks, as well as through the web version or the Post Bank Online mobile application. In this case, there is no need for personal verification of identity;
  • By ordering an identity verification code by mail;
  • Use an electronic signature.

When you have confirmed your account, you can pay for services through the portal.

To pay for the services of housing and communal organizations through the State Services portal, you need to:

  1. Go to the main page of the gosuslugi.ru portal;
  2. In the tab " Service catalog» find the section "Apartment, construction and land";
  3. Select item " Payment of utilities”, get acquainted with the algorithm for the provision of public services;
  4. Press the button " Get a service»;
  5. Select a service provider for a specific locality;
  6. Enter your account number and click " Further»;
  7. Specify payment information;
  8. Enter your credit card details and make payment.

Payment via Sberbank Online

To make a payment through the bank's Internet service, you need to perform a few simple steps in a certain sequence.


There is a search by organizations in the Internet bank. You can use it in case of difficulties by indicating one of the well-known details of the company - name, TIN, current account number.

Payment in the personal account of other banks follows a similar scenario. Some banks offer the ability to connect auto payment to automatically pay for services after a certain period of time, in the case of utility bills, every month.

How to pay utility bills online

A convenient way to pay utility bills are electronic payment systems. Using such services, you can easily transfer funds to the account of the organization.

At the moment, the following payment systems are most common:

  • Qiwi
  • Yandex money
  • Site Payment.ru

QIwi wallet is a popular payment system that is easy to conduct transactions.

To make a payment you need:

  1. Go to the official website of the qiwi.com system;
  2. Log in to the system (or create a wallet, follow the instructions on the site);
  3. Press the button " Pay»;
  4. Go to section " Communal payments»;
  5. Select the required organization;
  6. Enter the details in the appropriate fields - personal account number, payment amount and payment period for housing and communal services, if required;
  7. Check the correctness of the entered data;
  8. Confirm payment with a code from SMS;
  9. If necessary, print the receipt and complete the payment.

On the QIwi website, utilities can be paid not only from a wallet account, but also from a card of any bank or from a mobile phone balance.

Yandex money

The system differs from the Russian Internet giant in the simplicity of registering an account - for all users who register mail, a Yandex.Money wallet is created.

To pay utility bills, you need to perform a number of actions:

  1. Log in to the Yandex system using your email address and password;
  2. Go to the Yandex.Money section from the main page of the service or follow the link money.yandex.ru;
  3. From the menu on the left select " Payment for services»;
  4. Find item " Housing and public services»;
  5. Choose the organization in favor of which you need to make a payment;
  6. Enter the payment details, indicate the amount, check the correctness of the entered data;
  7. Confirm payment.

It should be taken into account the fact that in order to make a payment without a commission, you must have a card of this system. The payment procedure is not much different from other systems. To pay for housing and communal services you need:

  1. Register an account on the payment system website;
  2. Log in using the data specified during registration;
  3. In the tab " Rapida-Online» select the section of housing and communal services;
  4. Choose an organization;
  5. Enter payment details and confirm payment.

On the site you can pay for services without registering a personal account. The payment algorithm is as follows:

  1. Go to section " Payment without registration» at oplata.ru/?action=freepayment;
  2. Select the provider category (utility payments, internet, television, etc.);
  3. Indicate the region for the provision of public services;
  4. Select the beneficiary organization;
  5. Press the button " Proceed»;
  6. Choose the appropriate payment method - bank card, payment service Moneta.ru or a network of payment terminals;
  7. Specify the data required for making a payment;
  8. Confirm transaction.

Mobile application of the bank

Applications of most banks duplicate the functionality of web versions. This allows you to pay with your smartphone. This option is suitable for those who are used to making all payments using their phone.

Applications of some banks allow you to read the barcode indicated on the receipt, which greatly simplifies the procedure for filling out the details.

Most banks allow you to pay utility bills without commission at their ATMs. Depending on the device, the procedure may vary slightly, but always consists of the following steps:

  • Insert a bank card into the device and enter a pin code;
  • Select the desired section. Usually, the title of the section contains the words " Rent" or " housing and communal services»;
  • Enter the details printed on the receipt;
  • Specify the required amount;
  • Confirm the transaction and print the receipt.

Some devices have the ability to scan the barcode or QR code printed on the receipt. The procedure is similar to reading a barcode from an item by a cashier in a store.

This function greatly simplifies the payment of utilities through an ATM, the payer only needs to check the correctness of the data and confirm the payment.

Payment of utilities through the terminal

You can pay for the services of communal organizations through the terminals. These can be devices in bank branches that allow you to pay for services not only with a card, but also in cash, or terminals of common payment systems like Qiwi or CyberPlat.

This method is convenient, because. terminals can be found in almost any store or large shopping center. But it is worth considering that most of these devices charge a commission for such operations.

Conclusion

Thus, anyone can pay for housing and communal services without any problems using the most acceptable payment method.

  • You should carefully check the correctness of the entered details and the amount of the payment, because. in the event of an error, problems will arise, and the inaccuracy may not be immediately detected. In case of a long delay, the utility organization has the right to charge penalties and fines.
  • Pay attention to the size of the commission. Depending on the method of depositing funds into the account, the commission may be absent or amount to several percent of the amount of the payment.

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